.page-disclaimer {
  background: var(--color-paper);
  color: var(--color-ink);
  font-family: var(--font-body);
  line-height: 1.7;
  overflow-x: hidden;
}

.page-disclaimer .disclaimer-hero {
  background: var(--color-navy);
  color: var(--color-white);
  padding-top: clamp(1.5rem, 4vw, 2.5rem);
  position: relative;
  overflow: hidden;
}

.page-disclaimer .disclaimer-hero::before,
.page-disclaimer .disclaimer-hero::after {
  content: "";
  position: absolute;
  pointer-events: none;
  z-index: 0;
}

.page-disclaimer .disclaimer-hero::before {
  right: -15%;
  top: -30%;
  width: 55%;
  height: 150%;
  background: linear-gradient(135deg, rgba(212, 168, 67, 0.2), transparent 70%);
  transform: rotate(12deg);
}

.page-disclaimer .disclaimer-hero::after {
  left: -6%;
  bottom: -14%;
  width: 40%;
  height: 55%;
  background: rgba(255, 94, 43, 0.12);
  transform: skewX(-18deg);
}

.page-disclaimer .disclaimer-hero>* {
  position: relative;
  z-index: 1;
}

.page-disclaimer .hero-layout {
  display: grid;
  grid-template-columns: 1fr;
}

.page-disclaimer .hero-breadcrumb {
  margin-bottom: 1.75rem;
}

.page-disclaimer .hero-breadcrumb .breadcrumb__list {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin: 0;
  padding: 0;
}

.page-disclaimer .hero-breadcrumb .breadcrumb__item {
  display: flex;
  align-items: center;
  font-size: 0.88rem;
}

.page-disclaimer .hero-breadcrumb .breadcrumb__item+.breadcrumb__item::before {
  content: "·";
  margin-right: 0.4rem;
  color: rgba(255, 255, 255, 0.4);
}

.page-disclaimer .hero-breadcrumb .breadcrumb__link {
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
  transition: color 0.2s ease;
}

.page-disclaimer .hero-breadcrumb .breadcrumb__link:hover {
  color: var(--color-gold-light);
}

.page-disclaimer .hero-breadcrumb .breadcrumb__current {
  color: var(--color-gold-light);
}

.page-disclaimer .eyebrow {
  display: inline-block;
  background: var(--color-orange);
  color: var(--color-white);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.3rem 0.8rem;
  clip-path: polygon(0 0, calc(100% - 8px) 0, 100% 100%, 0 100%);
  margin-bottom: 1rem;
}

.page-disclaimer .hero-copy h1 {
  font-family: var(--font-display);
  font-size: clamp(2.1rem, 6vw, 4rem);
  line-height: 1.1;
  color: var(--color-white);
  margin: 0 0 1rem;
}

.page-disclaimer .hero-lead {
  color: rgba(255, 255, 255, 0.78);
  max-width: 42rem;
  font-size: 1.05rem;
  margin: 0;
}

.page-disclaimer .hero-facts {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.75rem;
  margin-top: 2.5rem;
  padding-bottom: 2.5rem;
}

.page-disclaimer .fact-panel {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border-top: 3px solid var(--color-gold);
  box-shadow: var(--shadow-sm);
  padding: 0.85rem 0.75rem;
  min-width: 0;
}

.page-disclaimer .fact-num {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 5.5vw, 2.4rem);
  line-height: 1.15;
  color: var(--color-navy);
  white-space: nowrap;
}

.page-disclaimer .fact-label {
  display: block;
  font-size: 0.72rem;
  color: var(--color-steel);
  margin-top: 0.15rem;
}

.page-disclaimer .hero-media {
  width: 100%;
  height: 200px;
  overflow: hidden;
  border-top: 4px solid var(--color-gold);
  background: var(--color-navy);
}

.page-disclaimer .hero-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 20%;
  display: block;
}

.page-disclaimer .doc-wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  padding-top: 3rem;
  padding-bottom: 4rem;
}

.page-disclaimer .disclaimer-index {
  background: var(--color-white);
  border-left: 4px solid var(--color-gold);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  box-shadow: var(--shadow-sm);
  padding: 1.5rem;
  font-size: 0.95rem;
  align-self: start;
}

.page-disclaimer .index-title {
  font-family: var(--font-display);
  font-size: 0.9rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-navy);
  margin: 0 0 1rem;
}

.page-disclaimer .index-list {
  list-style: none;
  margin: 0 0 1.25rem;
  padding: 0;
}

.page-disclaimer .index-list li {
  margin-bottom: 0.6rem;
}

.page-disclaimer .index-list a {
  color: var(--color-navy);
  text-decoration: none;
  border-bottom: 1px dashed var(--color-gold);
  transition: color 0.2s ease, border-color 0.2s ease;
}

.page-disclaimer .index-list a:hover {
  color: var(--color-orange);
  border-color: var(--color-orange);
}

.page-disclaimer .index-note {
  font-size: 0.8rem;
  line-height: 1.6;
  color: var(--color-steel);
  margin: 0;
  border-top: 1px dashed rgba(11, 42, 70, 0.16);
  padding-top: 1rem;
}

.page-disclaimer .disclaimer-sections {
  min-width: 0;
}

.page-disclaimer .disclaimer-section {
  position: relative;
  background: var(--color-white);
  border: 1px solid rgba(11, 42, 70, 0.08);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  margin-bottom: 2.25rem;
  overflow: hidden;
}

.page-disclaimer .disclaimer-section::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 6px;
  background: linear-gradient(90deg, var(--color-navy) 0%, var(--color-gold) 55%, var(--color-orange) 100%);
}

.page-disclaimer .disclaimer-section> :not(.section-index) {
  position: relative;
  z-index: 1;
}

.page-disclaimer .section-index {
  position: absolute;
  right: 1rem;
  top: 0.5rem;
  z-index: 0;
  pointer-events: none;
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 7vw, 6rem);
  line-height: 1;
  color: rgba(212, 168, 67, 0.2);
}

.page-disclaimer .disclaimer-section h2 {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.5vw, 2rem);
  line-height: 1.2;
  color: var(--color-navy);
  margin: 0 0 1.25rem;
}

.page-disclaimer .disclaimer-section p {
  color: var(--color-ink);
  margin-bottom: 1rem;
}

.page-disclaimer .disclaimer-section a {
  color: var(--color-orange);
  text-decoration: underline;
  text-underline-offset: 0.18em;
  text-decoration-color: rgba(255, 94, 43, 0.4);
}

.page-disclaimer .steps-chain {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 1.5rem 0;
  padding: 0;
  counter-reset: step;
}

.page-disclaimer .steps-chain li {
  counter-increment: step;
  flex: 1 1 120px;
  position: relative;
  background: var(--color-paper);
  border-left: 3px solid var(--color-gold);
  border-radius: var(--radius-sm);
  padding: 0.9rem 0.6rem 0.9rem 2.4rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-navy);
}

.page-disclaimer .steps-chain li::before {
  content: counter(step, decimal-leading-zero);
  position: absolute;
  left: 0.6rem;
  top: 0.7rem;
  font-family: var(--font-display);
  font-size: 1rem;
  color: var(--color-orange);
}

.page-disclaimer .clause-fold {
  border-top: 1px dashed var(--color-gold);
  margin-top: 1.75rem;
  padding-top: 1.1rem;
}

.page-disclaimer .clause-fold summary {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-navy);
  font-weight: 700;
  cursor: pointer;
}

.page-disclaimer .clause-fold summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .clause-fold summary::before {
  content: "+";
  display: inline-block;
  width: 1.5rem;
  height: 1.5rem;
  background: var(--color-gold);
  color: var(--color-white);
  text-align: center;
  line-height: 1.5rem;
  border-radius: 50%;
  font-weight: 700;
  flex-shrink: 0;
}

.page-disclaimer .clause-fold[open] summary::before {
  content: "–";
  background: var(--color-orange);
}

.page-disclaimer .fold-content {
  padding: 1rem 0 0 1rem;
  color: var(--color-steel);
  font-size: 0.95rem;
}

.page-disclaimer .fold-content ul {
  margin: 0;
  padding-left: 1.2rem;
}

.page-disclaimer .fold-content li {
  margin-bottom: 0.4rem;
}

.page-disclaimer .warning-sign {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-top: 1.5rem;
  padding: 1rem 1.25rem;
  background: var(--color-paper);
  border: 1px dashed var(--color-gold);
  border-radius: var(--radius-md);
}

.page-disclaimer .warning-sign svg {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
}

.page-disclaimer .warning-sign p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--color-steel);
}

.page-disclaimer .prohibited-list {
  list-style: none;
  margin: 1rem 0 0;
  padding: 0;
}

.page-disclaimer .prohibited-list li {
  position: relative;
  padding-left: 3rem;
  margin-bottom: 0.85rem;
  color: var(--color-ink);
}

.page-disclaimer .prohibited-no {
  position: absolute;
  left: 0;
  top: 0;
  font-family: var(--font-display);
  font-size: 0.8rem;
  line-height: 1;
  color: var(--color-orange);
  background: rgba(255, 94, 43, 0.12);
  border-radius: var(--radius-sm);
  padding: 0.3rem 0.45rem;
}

.page-disclaimer .contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
  margin: 1.5rem 0;
}

.page-disclaimer .contact-item {
  background: var(--color-paper);
  border-left: 4px solid var(--color-navy);
  border-radius: var(--radius-md);
  padding: 1.1rem 1.25rem;
}

.page-disclaimer .contact-item__label {
  display: block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--color-steel);
  margin-bottom: 0.3rem;
}

.page-disclaimer .contact-item__value {
  display: block;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy);
  word-break: break-word;
}

.page-disclaimer .contact-item__desc {
  display: block;
  font-size: 0.85rem;
  color: var(--color-steel);
  margin-top: 0.2rem;
}

.page-disclaimer .contact-note {
  background: rgba(212, 168, 67, 0.18);
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  font-size: 0.92rem;
}

.page-disclaimer .brand-strip {
  height: 52px;
  background: linear-gradient(135deg, var(--color-gold) 0%, var(--color-orange) 100%);
  clip-path: polygon(0 0, 100% 0, 100% 62%, 0 100%);
  margin-top: 2rem;
}

@media (min-width: 640px) {
  .page-disclaimer .fact-panel {
    padding: 1rem 1.1rem;
  }

  .page-disclaimer .fact-num {
    font-size: clamp(1.5rem, 3vw, 2.4rem);
  }

  .page-disclaimer .fact-label {
    font-size: 0.8rem;
  }

  .page-disclaimer .contact-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 760px) {
  .page-disclaimer .hero-media {
    height: 320px;
  }

  .page-disclaimer .hero-copy h1 {
    letter-spacing: -0.02em;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .hero-layout {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: end;
  }

  .page-disclaimer .hero-copy {
    grid-column: 1;
  }

  .page-disclaimer .doc-wrap {
    grid-template-columns: 260px 1fr;
    gap: 3rem;
  }

  .page-disclaimer .disclaimer-index {
    position: sticky;
    top: calc(var(--header-height) + 1.5rem);
  }
}

@media print {
  .page-disclaimer .hero-media,
  .page-disclaimer .disclaimer-index,
  .page-disclaimer .brand-strip {
    display: none !important;
  }

  .page-disclaimer .disclaimer-hero {
    background: transparent;
    color: #000;
    padding: 0;
  }

  .page-disclaimer .disclaimer-hero::before,
  .page-disclaimer .disclaimer-hero::after {
    display: none;
  }

  .page-disclaimer .hero-copy h1 {
    color: #000;
  }

  .page-disclaimer .hero-lead {
    color: #333;
  }

  .page-disclaimer .hero-breadcrumb .breadcrumb__link {
    color: #555;
  }

  .page-disclaimer .hero-breadcrumb .breadcrumb__current {
    color: #111;
  }

  .page-disclaimer .fact-panel {
    border: 1px solid #ccc;
    box-shadow: none;
    background: #fff;
  }

  .page-disclaimer .hero-facts {
    padding-bottom: 1rem;
  }

  .page-disclaimer .doc-wrap {
    display: block;
    padding-top: 1.5rem;
  }

  .page-disclaimer .disclaimer-section {
    box-shadow: none;
    break-inside: avoid;
    border: 1px solid #ccc;
    margin-bottom: 1.25rem;
  }

  .page-disclaimer .clause-fold {
    border-top: 1px solid #ccc;
  }

  .page-disclaimer .warning-sign,
  .page-disclaimer .contact-note {
    background: #f4f4f4;
    border: 1px solid #ccc;
  }
}